Privacy Policy

Care and Save is a brand name owned and operated by Beltalk Solutions LLC

Effective Date: [08/21/2025]
Last Updated: [08/21/2025]

Beltalk Solutions LLC (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting it through our compliance with this Privacy Policy. This policy describes how we collect, use, store, and share information when you interact with our website, services, and marketing channels.

We operate in the United States and follow federal and state privacy laws, including but not limited to the California Consumer Privacy Act (CCPA), Gramm-Leach-Bliley Act (GLBA) for financial and insurance services, and applicable Telephone Consumer Protection Act (TCPA) guidelines.

1. Overview

This Privacy Policy explains:

• What information we collect about you.
• How we use and protect that information.
• Your privacy rights and choices.
• How to contact us regarding your personal data.

We collect personal and non-personal information to provide insurance comparison services and to match you with insurance providers that may best suit your needs.

2. Information We Collect

We may collect the following types of information:

1. Personal Information You Provide

When you fill out a form, request a quote, sign up for newsletters, or communicate with us, we may collect:

• Full Name
• Email Address
• Phone Number
• Physical Address
• Date of Birth
• State of Residence
• Insurance Type of Interest (Auto, Home, Health, Life, Final Expense, etc.)
• Employment & Income Details (when relevant to insurance quotes)
• Other personal details you choose to provide.

1. Automatically Collected Information

When you use our website, we may automatically collect:

• IP Address
• Device Type and Browser Information
• Operating System
• Pages Viewed and Time Spent
• Referral Source (how you found our website)
• Clicks and Interactions

We use cookies, web beacons, and tracking pixels for analytics and marketing.

1. Information from Third Parties

We may receive information from:

• Affiliate marketing partners.
• Insurance carriers and brokers.
• Publicly available databases.

3. How We Use Your Information

We may use your information to:

1. Provide and improve our insurance matching services.
2. Process your requests for insurance quotes.
3. Connect you with licensed insurance agents or companies.
4. Communicate with you via email, phone, or SMS (per TCPA compliance).
5. Send you promotional and informational materials.
6. Personalize your online experience.
7. Prevent fraud and enhance security.
8. Comply with legal obligations.

4. How We Share Your Information

We do not sell your personal information to unrelated third parties without your consent, but we may share your information with:

• Licensed Insurance Providers – To offer you quotes and policy information.
• Marketing Partners & Affiliates – Who help generate leads and provide related services.
• Service Providers – For hosting, analytics, payment processing, and customer support.
• Legal Authorities – When required by law, regulation, or court order.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

• Improve website functionality.
• Analyze usage trends.
• Deliver targeted advertising.

You can disable cookies through your browser settings, but doing so may limit website functionality.

6. Your Privacy Rights

Depending on your state of residence, you may have the following rights:

• Right to Know – What personal data we collect, use, and share.
• Right to Access – A copy of your personal data.
• Right to Delete – Request deletion of your personal information.
• Right to Opt-Out – From data sharing for marketing purposes.
• Right to Non-Discrimination – For exercising privacy rights.

If you are a California resident, you have additional rights under the CCPA.

To exercise your rights, contact us at: privacy@beltalk.net

7. Data Security

We use industry-standard security measures to protect your personal information, including:

• SSL encryption for data transmission.
• Secure servers and firewalls.
• Access controls and employee training.

However, no method of online transmission is 100% secure.

8. Data Retention

We retain your personal information only as long as necessary to:

• Fulfill the purposes described in this policy.
• Comply with legal and regulatory requirements.
• Resolve disputes and enforce agreements.

9. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect data from children.

10. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of those websites.

11. TCPA Compliance

By providing your contact information, you consent to being contacted via phone, email, or SMS by us and our partners, even if you are on a federal or state Do Not Call list. You may revoke consent at any time.

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted with a new effective date.

13. Contact Us

If you have questions or concerns about this Privacy Policy, you can contact us:

Beltalk Solutions LLC
1309 Coffeen Avenue STE 1200,
Sheridan, Wyoming, 82801, USA

Email:info@beltalk.net
Phone: +1-614-8267475‬